Tagus mornings, espresso afternoons, and a savings rate that finally moves. A complete, livable plan with $3,500/month, designed to leave $805 on the table every month.
Where every dollar goes
| Category | Amount | % |
|---|---|---|
| Housing | $910 | 26% |
| Transport | $245 | 7% |
| Food | $420 | 12% |
| Lifestyle | $420 | 12% |
| Insurance | $175 | 5% |
| Investing | $525 | 15% |
| Savings | $805 | 23% |
| Total | $3,500 | 100% |
Everything that makes up the life
1BR flat, Príncipe Real
$950/moTop-floor flat with a Tagus view, original tile, and a balcony that fits two and a coffee.
Metro pass + occasional Bolt
$90/mo4 trips a year, funded from savings
~$380/mo set aside inside the savings line — three long weekends plus one international trip, without touching the emergency fund.
The money layer behind it
The card, advisor, insurance and investing picks Tomás uses to make the numbers work. We may earn a commission — it never changes your price.
CuratorWhat does your version look like?
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Create my lifestyle →The conversation
Three months in and the East Austin loft rec alone was worth it. Rooftop wifi actually holds up for calls 🔥
love this 🙌 the rooftop was the whole reason I picked that building
Swapped the EV for a used sedan and banked the difference — same vibe, +$230/mo into savings 📈
The advisor match was the real unlock. Sorted my equity + taxes in one call, did not expect that 👏
Running this blueprint in Lisbon instead of Austin — rent is way lower so I am saving closer to 18% 🙌
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